Pay Later, Split Pay ‑ Cypher

Partial, Deferred, COD or Split payment with card on file

by CypherHub · Launched: October 2024

3.8 (8) on Shopify Used by 62 Shopify stores

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Partial, Split, Deposits, Pay Later, NET30, Pre Order pay options with card on file. COD Supported

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About Pay Later, Split Pay ‑ Cypher

Customers are eager to buy your high-value, made-to-order preorders but may need flexible payment options. Offering Partial payment, Deferred Payment, Split payment, Deposits, Pay Later, NET30 or Pre Order payment options with card on file that can boost sales and loyalty. Set up payment reminders or charge the remaining balance from the card on file when shipping. Automate payment reminder emails. Increase your AOV with deposits and drive more sales with our platform. Deferred, Partial, Split, Deposits, Pay Later, COD or NET30 payment options Payment options on Product (Deposit on Products) or cart page (Deposit on total) Charge customer their balance on their card before shipping or on due date One click setup. Can be managed from theme customize. Support all languages Streamline COD Orders with our app and Minimize Your RTO! Show more Show less

Last verified: July 15, 2026 · Fresh

App details

Developer: CypherHub
Category: Marketing & conversion
Pricing: Paid
Launched: October 2024
Rating: 3.8 (8) on Shopify

Key features

Support COD orders for INDIAN customers
Payment options on Product or Cart page
Unlimited Orders
No Processing fees
Card on file

Integrations with:

Customer accounts, Shopify Admin

1 plan · 4-day free trial

Unlimited Plan

$9.99/month

Plans and prices as listed on the Shopify App Store.

Ratings & reviews

based on 16 Shopify App Store reviews

Use the arrows to read individual reviews

Very Easy to use, Best for Partial COD without changing the Checkout, Great Support From the Team as well

— Grownex Packaging

Amazing App & Incredible Team! Cypher Pay Later has truly made managing my finances easier and more convenient. The app is smooth, user-friendly, and offers great flexibility when it comes to making payments later exactly what I needed! What really stands out is the team behind the app. Their customer service is top-notch professional, responsive, and genuinely helpful. You can tell they care ab...

— What the fit

Parfait, service client réactif et à l’ecoute des demande des clients.

— Ohana Senteurs Magiques

What a great app. This really opens up possibilities for my wholesale customers. Customer service was super great getting it to work on my older theme.

— Birth Supplies Canada

Loving the app so far — super easy to set up! We’re using it for our wholesale customers who pay on NET terms. Their support team helps us to setup and make tweaks where needed without any cost. Thank you for all the help so far. Can’t wait to see how it helps boost our conversion rate!

— REVRCE

Cypher did an amazing job developing my app! From start to finish, they were professional, patient, and incredibly helpful in bringing my vision to life. They took the time to understand my needs, made adjustments as needed, and ensured everything was completed to perfection. Their communication and dedication to quality truly set them apart. I highly recommend Cypherhub to anyone looking for top-...

— Paramount Scents

Amazing app but even more amazing customer support. Would recommend 10/10

— Studio VIKK

Exceptional service.

— Vintage Home Boutique

Using this app has been seamless. The team is quick to respond and guides you smoothly through every step. It's a huge help for businesses that need to collect down payments until they're ready to ship.

— Lux & Loom

I had trouble setup the app and contacted the support team. They responded within minutes and quickly resolved the issue. The functionality of the app is great and the support team's work makes a big difference. Highly recommended!

— Yum Cupcake

Love the app! PayLater feature is great and support is responsive too!

— Vogue Vibe

Very easy to use and it was just plug and play. I was provided with a very responsive support for my query. Overall, having a great experience with this app and now because of this, my store has Split Pay option. Would definitely recommend to others.

— Speak Smart