MerchantPick

Best free Payment experience apps for Shopify

Last updated: Sep 10, 2026

  1. #1. Accept split/partial payments and deferred payments in store

    SPD Split Payment & Deposit screenshot
    SPD Split Payment & Deposit icon

    SPD Split Payment & Deposit

    by FINLOOP SOLUTIONS LLC

    4.8 ★ (134) Free plan, paid from $19/month

    Ultimate shopify buy now pay later solution! Advanced installment & pay later features. Top shopify partial payment app for maximum sales boost.

  2. #2. Offer deposit, split payment, pay later, COD, partial payment

    DP: Deposit & Partial Payments screenshot
    5.0 ★ (14) Free plan, paid from $19/month

    Depositly lets your customers pay a deposit (% or fixed) at checkout, split a purchase into installments, or share one order between several people.

  3. #3. Convert more sales with seQura

    seQura On‑Site Messaging screenshot
    seQura On‑Site Messaging icon

    seQura On‑Site Messaging

    by SEQURA WORLDWIDE, S.A

    5.0 ★ (7) Free plan available

    Increase conversion and recurrence with on-site messaging about seQura as a payment solution.

  4. #4. Instant financing for all credit-types from multiple lenders.

    WeGetFinancing Messaging screenshot
    WeGetFinancing Messaging icon

    WeGetFinancing Messaging

    by Emerging Payments Technologies, Inc.

    5.0 ★ (1) Free plan available

    Increase sales volume and conversion by offering instantaneous credit at point of purchase.

  5. #5. Cashfree Payment gateway offerings to boost your conversion

    Cashfree BNPL Plus screenshot
    Cashfree BNPL Plus icon

    Cashfree BNPL Plus

    by Cashfree

    5.0 ★ (1) Free plan available

    Become the preferred online shopping site - provide extreme convenience to your customers

  6. #6. Increase sales and average order value with Sezzle messaging.

    Sezzle Widget screenshot
    Sezzle Widget icon

    Sezzle Widget

    by Sezzle

    3.2 ★ (67) Free plan available

    Sezzle empowers shoppers to purchase today, and make payments over time! Increase your conversions, AOV and customer satisfaction.

  7. #7. Increase customer sales with pay-over-time onsite messaging

    Afterpay On‑Site Messaging screenshot
    Afterpay On‑Site Messaging icon

    Afterpay On‑Site Messaging Trending

    by Afterpay

    3.1 ★ (50) Free plan available

    Convert more Next Gen shoppers with Afterpay’s On-Site Messaging App

  8. #8. Increase customer sales with pay-over-time onsite messaging

    Clearpay On‑Site Messaging screenshot
    Clearpay On‑Site Messaging icon

    Clearpay On‑Site Messaging Trending

    by Afterpay

    2.0 ★ (6) Free plan available

    Convert more Next Gen shoppers with Clearpay’s On-Site Messaging App

  9. #9. Boost your orders by displaying EMI & Offers on product...

    Razorpay Affordability Widget screenshot
    Razorpay Affordability Widget icon

    Razorpay Affordability Widget

    by Razorpay Payments

    1.2 ★ (15) Free plan available

    Attract, convert, and retain more customers by helping them make informed buying decisions with easy and early discoverability of EMI, Pay Later and Offers

  10. #10. Simplify inventory with bulk tagging

    UPI‑QR screenshot
    UPI‑QR icon

    UPI‑QR

    by markblue

    0.0 ★ (1) Free plan available

    Effortlessly tag products for organization and streamlined inventory management

Rating source: Shopify App Store.

How we picked the best free Payment experience apps for Shopify

We rank Payment experience apps by their Shopify App Store rating and review volume, weighted by how well each fits the use case. Ratings, pricing and free-plan details are pulled from every app's live listing and refreshed regularly.

  • Rating and review volume from the Shopify App Store
  • Category fit and how often merchants install each app
  • Pricing and free-plan transparency

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